Commercial Insurance Specialists

Guiding Business
to Secure Growth

ATM Insurance Advisors protects businesses across America with tailored commercial insurance. Hotels, restaurants, gas stations, retail — we've got you covered, nationwide.

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Free Policy Reviews Nationwide Coverage 24-hr Quote Response

Hotels & Hospitality

Comprehensive coverage for motels, hotels, and B&Bs including liability and property.

Restaurants & Food Service

Specialized protection for single and multi-location dining operations.

Gas Stations & Convenience

Environmental, fuel, and business liability for service stations.

Retail & Strip Malls

Full coverage for shopping centers, specialty retailers, and multi-tenant properties.

500+ Businesses Insured
50+ Business Categories
20% Average Client Savings
24hr Quote Response Time
Why Choose ATM

The Insurance Partner
Your Business Deserves

We're not just another insurance agency. We specialize exclusively in commercial and business insurance — so we know your risks better than anyone.

Nationwide Coverage

Licensed across the country, we protect businesses in every state with carriers that understand regional regulations and risks.

Expert Guidance

Mr. Thakkar personally handles each client — you get direct access to an experienced advisor, not a call center.

Competitive Rates

We shop multiple carriers to find you the best coverage at the lowest price. Our clients average 20% savings on premiums.

Free Policy Review

Already insured? We'll review your existing policies at no cost and identify coverage gaps or savings opportunities.

Fast Turnaround

Get quotes back within 24 hours. We respect your time and keep the process simple so you can focus on your business.

Long-Term Partnership

We're with you beyond the sale — helping at renewal, supporting claims, and adjusting coverage as your business grows.

Our Coverage

Insurance Solutions for Every Business

From a single BOP to complex multi-location commercial programs, we tailor coverage to your exact needs.

Business Owner's Policy (BOP)

Bundled liability and property coverage for small to mid-sized businesses. The most cost-effective way to protect your operation.

General LiabilityPropertyBusiness Interruption

General Liability

Protection against third-party claims for bodily injury, property damage, and personal injury — the foundation of any business insurance program.

Bodily InjuryProperty DamageLegal Defense

Commercial Property

Protect your building, equipment, inventory, and signage against fire, theft, weather, and more.

Building CoverageEquipmentInventory

Workers' Compensation

Required in most states — covers medical costs and lost wages for employees injured on the job while protecting you from lawsuits.

Medical BenefitsWage ReplacementLegal Compliance

Commercial Umbrella

An extra layer of liability protection that kicks in when your primary coverage limits are exhausted. Affordable and essential.

Extended LimitsBroader CoverageCost-Effective

Commercial Auto

Coverage for company-owned vehicles, hired autos, and non-owned auto liability for businesses of all sizes.

Fleet CoverageHired/Non-OwnedCargo
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Industries We Serve

Deep Expertise Across
Key Business Sectors

Every industry has unique risks. We speak your language and know what coverage you need.

Hotels

Hotels & Hospitality

Complete coverage for hotels, motels, and bed & breakfasts — property, liability, and workers' comp under one program.

Restaurants

Restaurants & Dining

Food spoilage, liquor liability, equipment breakdown, and general liability for restaurants and cafes.

Gas Stations

Gas Stations & C-Stores

Environmental liability, underground storage tank coverage, and convenience store protection in one policy.

Retail

Retail & Strip Malls

Coverage for shopping centers, retail chains, and multi-tenant commercial properties.

Liquor Stores

Liquor Stores

Dram shop liability, alcohol exclusion riders, and specialty coverage for liquor retailers.

More Industries

Many More Industries

Laundromats, auto repair, healthcare, professional services, contractors, and more. If you run it, we insure it.

Explore All Industries
Referral Program

Refer Clients & Earn.
Join Our Partner Network.

Are you an accountant, real estate agent, business consultant, or financial advisor? Refer your clients to ATM Insurance and earn commissions — no insurance license required.

  • Earn commissions on every referral that converts
  • Simple 3-step process — refer, we handle the rest
  • No insurance license needed to refer
  • Dedicated advisor support for you and your clients
Learn About Our Partner Program

Quick Partner Inquiry

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We typically respond within 1 business day.

Ready to Protect Your Business?

Get a free consultation and no-obligation quote from ATM Insurance Advisors today.

Get Free Quote Call 667-419-0340